Barrington Injury Attorneys

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224 West Main Street, Barrington, IL 60010

Barrington car accident lawyerBeing the victim of any type of car accident is stressful. However, when your accident is caused by an uninsured driver, the situation becomes even more complicated. If you or a loved one were in a car accident involving an uninsured motorist, you may be unsure of what to do next. You are likely concerned about how you will pay for vehicle repair costs, medical fees, and other costs incurred by the accident, and whether or not you are fully responsible for the costs. With the help of a reputable accident attorney, you will be informed of your options as an Illinois driver.

Car Accident Liability in Illinois

Typically, the insurer of the driver who is at fault for a car accident is responsible for paying the damages resulting from the accident. Car insurance is mandatory in Illinois, however, some people choose to drive without auto insurance and in violation of the law. Others forget to renew their policy or fall behind on payments and lose coverage. If an uninsured or underinsured driver causes an accident, the people who sustained injuries and vehicle damage may assume that they are on the hook for the accident costs. However, there are options available to car accident victims that they may be unaware of.

Options for Pursuing Reimbursement for Accident-Related Costs

One option you have after an uninsured driver accident is to sue the at-fault driver. However, if the driver does not have car insurance, it is unlikely that he or she has the funds to pay a personal injury claim settlement or award. Another option is to file a third-party claim with your own insurer under the uninsured motorist policy. Illinois auto insurance policies automatically include uninsured/underinsured (UM) motorist coverage. Unless you have specifically opted out of UM coverage, your policy should cover injuries resulting from an uninsured driver accident. Unfortunately, compensation from the insurance company may not be enough to cover the full extent of your past, present, and future damages. This is especially true if you sustained severe injuries that require considerable medical care and time off work. Furthermore, liability coverage may not include compensation for vehicle repair and replacement costs.

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Cook County personal injury lawyerWhile most trucks are loaded properly and driven responsibly, sometimes, truck cargo is improperly secured. Loose or falling truck cargo creates a deadly hazard for other motorists, with the possibility that the debris may strike another vehicle and cause catastrophic damage. Motorists may also get into an accident while swerving out of the way of the fallen truck freight. Cargo that is loose can shift within a trailer causing a truck to become dangerously off-balance and out of the truck driver’s control. If you or a loved one were harmed in a truck accident caused by shifting or loose cargo, you may be entitled to compensation.  

Determining Who is Liable For Your Truck Accident

Liability for your accident may fall on several different parties. It is also possible that more than one party’s actions contributed to the severity of the accident. The party legally responsible for your injuries may be:

  • The truck driver;

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Lake County personal injury attorney car accident

In Illinois, any person found “at fault” in an incident involving bodily injury or physical damage to property will be held liable to pay the other party. This is common when determining liability for car accident damages and injuries. However, this does not always mean that a court will order one party to fully cover another’s losses. Instead, some limitations can greatly affect the amount of compensation the liable party will owe, so it is important to understand what those restrictions are. If you have any questions or concerns regarding a personal injury case, speak with an attorney knowledgeable in Illinois tort laws to protect your rights to compensation.

Illinois Code of Civil Procedure

The Illinois Code of Civil Procedure clarifies how Illinois’ tort liability laws are applied in a settlement. Although a theoretical definition of tort laws suggests that one party may be at fault while the other receives compensation from the responsible party’s insurance company, real-world cases tend to entail negligence from both parties involved in an accident. This does not instantly disqualify a plaintiff from receiving compensation after an accident. Instead, he or she just has to prove that the other party was more than 50 percent at fault. 

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Barrington car accident lawyerMany people understand the general process they must go through if they get into a car accident, but what if they were in a bus accident? Filing an injury claim to receive compensation from the party at fault is somewhat more complicated in cases like these. However, with a capable attorney and a thorough understanding of how public transportation liability works in Illinois, you will be able to pursue the compensation that you deserve.

Different Types of Bus Accidents

Unlike car accidents, the insurance claim process differs depending on whether you are a passenger on a bus or if a bus hits your car. If you are a passenger, you must first determine whether the bus driver or another driver was primarily responsible for the accident.

If another driver was at fault, the process is nearly identical to an ordinary car accident. You and your attorney must prove that the other driver did not drive with a reasonable degree of care. Pointing to any facts implying that the other driver was speeding, distracted, or under the influence will quickly prove that that driver is at fault.

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Barrington personal injury lawyerThe standard advice for new drivers is to drive defensively to prevent collisions. Following this advice helps keep the driver and others safe on the road. Still, there is more to avoiding car accidents than focus and caution alone. Worn-out or faulty vehicle components cause many vehicle crashes. Drivers are responsible for routine inspections at a trusted repair shop when they notice any warning signs or alerts from their vehicles. If you or your loved one is hurt in a car accident, it is important to speak with a skilled personal injury attorney. 

Car Maintenance Tips to Prevent Accidents

Since Illinois is not a no-fault state when it comes to car accidents, any damage or injury caused by a mechanical failure can get complicated. When trying to determine who is at fault, an attorney would have to conduct a full investigation into the person responsible for any recent repairs and the manufacturer to determine if either were to blame. This can be a lengthy process and can get expensive. For this reason, proper car maintenance is essential and can help motorists avoid this situation altogether.

Drivers should pay attention to the following to help determine when and what they may need to repair:

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Barrington Injury Attorneys

224 West Main Street, Barrington, IL 60010

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