Being the victim of any type of car accident is stressful. However, when your accident is caused by an uninsured driver, the situation becomes even more complicated. If you or a loved one were in a car accident involving an uninsured motorist, you may be unsure of what to do next. You are likely concerned about how you will pay for vehicle repair costs, medical fees, and other costs incurred by the accident, and whether or not you are fully responsible for the costs. With the help of a reputable accident attorney, you will be informed of your options as an Illinois driver.

Car Accident Liability in Illinois

Typically, the insurer of the driver who is at fault for a car accident is responsible for paying the damages resulting from the accident. Car insurance is mandatory in Illinois, however, some people choose to drive without auto insurance and in violation of the law. Others forget to renew their policy or fall behind on payments and lose coverage. If an uninsured or underinsured driver causes an accident, the people who sustained injuries and vehicle damage may assume that they are on the hook for the accident costs. However, there are options available to car accident victims that they may be unaware of.

Options for Pursuing Reimbursement for Accident-Related Costs

One option you have after an uninsured driver accident is to sue the at-fault driver. However, if the driver does not have car insurance, it is unlikely that he or she has the funds to pay a personal injury claim settlement or award. Another option is to file a third-party claim with your own insurer under the uninsured motorist policy. Illinois auto insurance policies automatically include uninsured/underinsured (UM) motorist coverage. Unless you have specifically opted out of UM coverage, your policy should cover injuries resulting from an uninsured driver accident. Unfortunately, compensation from the insurance company may not be enough to cover the full extent of your past, present, and future damages. This is especially true if you sustained severe injuries that require considerable medical care and time off work. Furthermore, liability coverage may not include compensation for vehicle repair and replacement costs.

Dogs can be loving, loyal companions. However, dogs are also animals with sharp teeth and claws that are capable of causing severe injuries. If you or a loved one were bitten or otherwise injured by a dog, you may have questions about your legal rights. You may wonder, “Is the dog’s owner liable for my injuries?” or “Who will pay my medical bills?”. The laws regarding liability for dog attacks vary from state to state. In Illinois, there are many cases in which a dog owner is liable for damages caused in a dog attack.

Illinois is a Strict Liability State

State laws regarding injuries from dog attacks typically fall into two categories: laws based on strict liability and laws based on negligence. Some states do not hold a dog owner responsible for injuries caused in an attack if the owner did not know that the dog was dangerous. Dog owners in these so called “one-free-bite” states may avoid liability for injuries caused by their dog if their dog has never bitten someone before. However, Illinois is a strict liability state with regard to dog bites. An owner may be liable for injuries caused in a dog attack even if the dog has never bitten anyone or showed previous signs of aggression.   

Seeking Compensation for Injuries Caused by a Dog

If you were bitten by a dog, you may have sustained deep lacerations, bruising, fractures, and other painful injuries. You may have needed emergency room care, stitches, antibiotic medication, and even surgery. Through a personal injury claim, you may be entitled to compensation for your medical expenses and other damages. Illinois law states that a dog owner is liable for damages caused by a dog bite or dog attack if:

Roughly 90 individuals tragically lose their lives in auto accidents every day in the U.S. If you have recently lost a loved one in a car accident, you may be interested in learning about your legal options. If your loved one’s death was caused by someone driving under the influence of alcohol (DUI) or violating other Illinois laws, the at-fault driver may face criminal charges. You also have the option of bringing a civil claim against the at-fault driver. Before proceeding with your case, it is important to have a good understanding of what is considered a wrongful death and what the legal claim process involves.

Understanding The Term “Wrongful Death”

According to Illinois law, a wrongful death is one that is caused by the wrongful, malicious, negligent, or reckless actions of another party. Wrongful death claims often accompany criminal charges for DUI or reckless driving, but criminal charges are not a prerequisite for a wrongful death claim. Many wrongful death claims involve:

• Speeding

  ...

While most trucks are loaded properly and driven responsibly, sometimes, truck cargo is improperly secured. Loose or falling truck cargo creates a deadly hazard for other motorists, with the possibility that the debris may strike another vehicle and cause catastrophic damage. Motorists may also get into an accident while swerving out of the way of the fallen truck freight. Cargo that is loose can shift within a trailer causing a truck to become dangerously off-balance and out of the truck driver’s control. If you or a loved one were harmed in a truck accident caused by shifting or loose cargo, you may be entitled to compensation.  

Determining Who is Liable For Your Truck Accident

Liability for your accident may fall on several different parties. It is also possible that more than one party’s actions contributed to the severity of the accident. The party legally responsible for your injuries may be:

• The truck driver;

  ...

In Illinois, any person found “at fault” in an incident involving bodily injury or physical damage to property will be held liable to pay the other party. This is common when determining liability for car accident damages and injuries. However, this does not always mean that a court will order one party to fully cover another’s losses. Instead, some limitations can greatly affect the amount of compensation the liable party will owe, so it is important to understand what those restrictions are. If you have any questions or concerns regarding a personal injury case, speak with an attorney knowledgeable in Illinois tort laws to protect your rights to compensation.

Illinois Code of Civil Procedure

The Illinois Code of Civil Procedure clarifies how Illinois’ tort liability laws are applied in a settlement. Although a theoretical definition of tort laws suggests that one party may be at fault while the other receives compensation from the responsible party’s insurance company, real-world cases tend to entail negligence from both parties involved in an accident. This does not instantly disqualify a plaintiff from receiving compensation after an accident. Instead, he or she just has to prove that the other party was more than 50 percent at fault. 

Many people understand the general process they must go through if they get into a car accident, but what if they were in a bus accident? Filing an injury claim to receive compensation from the party at fault is somewhat more complicated in cases like these. However, with a capable attorney and a thorough understanding of how public transportation liability works in Illinois, you will be able to pursue the compensation that you deserve.

Different Types of Bus Accidents

Unlike car accidents, the insurance claim process differs depending on whether you are a passenger on a bus or if a bus hits your car. If you are a passenger, you must first determine whether the bus driver or another driver was primarily responsible for the accident.

If another driver was at fault, the process is nearly identical to an ordinary car accident. You and your attorney must prove that the other driver did not drive with a reasonable degree of care. Pointing to any facts implying that the other driver was speeding, distracted, or under the influence will quickly prove that that driver is at fault.

The standard advice for new drivers is to drive defensively to prevent collisions. Following this advice helps keep the driver and others safe on the road. Still, there is more to avoiding car accidents than focus and caution alone. Worn-out or faulty vehicle components cause many vehicle crashes. Drivers are responsible for routine inspections at a trusted repair shop when they notice any warning signs or alerts from their vehicles. If you or your loved one is hurt in a car accident, it is important to speak with a skilled personal injury attorney. 

Car Maintenance Tips to Prevent Accidents

Since Illinois is not a no-fault state when it comes to car accidents, any damage or injury caused by a mechanical failure can get complicated. When trying to determine who is at fault, an attorney would have to conduct a full investigation into the person responsible for any recent repairs and the manufacturer to determine if either were to blame. This can be a lengthy process and can get expensive. For this reason, proper car maintenance is essential and can help motorists avoid this situation altogether.

Drivers should pay attention to the following to help determine when and what they may need to repair:

Recent reports reveal some startling car accident fatality statistics in Illinois. It is worth understanding them to adjust your driving accordingly and drive defensively to avoid any accidents. Even with a skilled attorney and good car insurance, it is never worth risking minor to fatal injuries or permanent damage to your vehicle, and an extra nudge of awareness can go a long way in helping to prepare you for the next time you get behind the wheel. With all of that said, never hesitate to reach out to a respected car accident attorney in Illinois if you or a loved one ever suffer the unfortunate circumstance of being in a car accident.

First Quarter Illinois Car Accident Statistics

You do not typically see such drastic changes in automotive fatality rates from year to year, but 2020 is shaping up to be a year like none other. The National Safety Council recently released a surprising statistic, revealing an 11 percent increase in the number of people who have died from car accident fatalities in the first quarter of 2020. Even though most Americans began quarantining in March this year, a nationwide increase of 14 percent in car accident fatalities was reported.

Experts speculate that there are a few reasons for this jump in numbers, but fortunately, awareness can increase your safety. First, since most people are not driving as much as usual, the roads are far less congested. For that reason, drivers are tempted to recklessly speed and pay less attention to the road than they normally do. Even if a driver is not particularly careless, many people are turning their keys in the ignition after not driving for weeks or even months. They may have already lost their sense of familiarity with their vehicles and are a bit rusty when it comes to responding to external cues on the road.

It can be difficult to remain calm immediately after a car accident, but that time is crucial when trying to determine who is at fault. Without the proper information, you or a loved one could risk losing deserved compensation because you are unable to prove that the majority of the fault lay with the other driver. The statute of limitations on personal injury cases is two years in Illinois, making it critical for you to get in touch with a car accident attorney as soon as possible after your accident. While every accident is unique, it is important to heed the following guidelines when determining fault: 

Common Forms of Car Accidents and Who Is At Fault

Illinois is an “at fault” state, which means that both drivers in a car accident can try to make an argument that the other driver was more at fault. The court may then use percentages to determine where fault resides, and the party who is most at fault may be required to pay damages to the other party. If you were involving in any of the following types of accidents, you and your attorney can use a variety of forms of evidence to demonstrate that the other driver was at fault:

• Turning Vehicle: If one driver was turning and the other was not, the former would typically be at fault, since it is their responsibility to make sure that it was safe to turn in the first place.  On the other hand, if the non-turning driver was speeding, ran a red light, or broke another traffic law, they could be found at fault.

  ...

If you are injured in Illinois because of a hazard that was not immediately obvious, there is a good chance that you can recover compensation from the landowner who failed to fix the issue or warn you of any potential danger. However, merely suffering an injury is not enough to win a premises liability lawsuit. If you work with a seasoned personal injury lawyer, you will have a better chance of proving that the property owner was negligent — and a better chance of collecting your deserved compensation.

Premises Liability Act

Premises liability law in Illinois used to distinguish between invitees and licensees in determining what degree of care a property owner owes a visitor, but that is no longer the case. Licensees are anyone specifically invited to the property as guests, and invitees include everyone else: customers, audience members, etc. Illinois law dictates that property owners are equally responsible for both groups’ safety. According to the Premises Liability Act, property owners must reasonably care for the safety of their guests by keeping their property in good condition and communicating with guests about any dangerous conditions to be aware of. This law assumes that the visitors will not be able to immediately perceive any dangers on their own and is designed to help a victim if they could not reasonably avoid an injury caused by negligent care of the premises.

Proving Negligence

If you or a family member was injured by a broken railing, structural collapse, excessive ice buildup, or other undetectable hazards on someone’s property, there are three things that you and your attorney have to prove in court to hold the property owner accountable. First, the hazard that caused you harm could not have been easily detected. Second, the injury must be serious — it cannot be something that heals in a short time. Lastly, you must be able to argue that the property owner either had prior knowledge of the danger or that they created it themselves. To build your case, a thorough lawyer will gather evidence such as photographs, witnesses, maintenance records, and past complaints and lawsuits.

People of all ages walk as a form of exercise or to get to and from work or school. Although walking can be a fun and leisurely activity, it can also prove dangerous at times. In 2017, there were 5,977 pedestrians killed in traffic-related crashes in the United States, according to the National Highway Traffic Safety Administration (NHTSA). There are various conditions that can increase the chances of a pedestrian accident, such as inclement weather, reckless driving, and other factors. Regardless of the causes, any collision involving a person on foot and a vehicle can have serious consequences, especially for the pedestrian. These types of accidents can result in severe injuries and even death. 

Factors That Can Lead to a Pedestrian Accident

A collision between a car and a pedestrian can take place at a busy intersection, in a residential area, or on a rural road. Studies show that alcohol and controlled substances significantly alter a driver’s reaction time as well as their vision, so drinking and driving or drug use may cause a person to fail to notice a pedestrian who is crossing the street until it is too late. Distracting behaviors can also take a motorist’s eyes off the road, which increases the chances of colliding with a pedestrian. 

Below are some of the typical actions that can cause a pedestrian accident: 

As the weather warms up in Illinois, more and more people will begin walking to work, school, restaurants, or simply for fresh air and exercise. This is especially true in more urban areas, such as Chicago. Since many suburbanites take the train into the city and walk to their workplace from the station, it is important for both city residents and those living outside of the city to take precautions when walking downtown. Chicago does a good job of providing sidewalks and crosswalks for pedestrians to use, but there is still the potential of accidents with injuries if a pedestrian is struck by a vehicle. The streets are so busy that even those obeying the rules of the road could find themselves in a dangerous situation.

Watch Your Step

According to the National Highway Traffic Safety Administration (NHTSA), there were 6,283 pedestrian fatalities in 2018 alone. Whether or not the pedestrian is to blame, it is important for streetwalkers to remain vigilant since they lack the same protection as those behind the wheel. The following are a few safety tips for those walking city streets:

Just as it is dangerous for a person to drive while distracted or under the influence of drugs or alcohol, falling asleep at the wheel can lead to car accidents, serious injuries, and wrongful deaths. In fact, according to the National Highway Traffic Safety Administration (NHTSA), there were a reported 795 fatalities and 91,000 motor vehicle crashes linked to drowsy driving in 2017. There are a wide variety of factors that can contribute toward driver fatigue, and victims injured in an accident caused by a drowsy driver may be able to recover financial compensation for their pain and suffering, medical care, and property damage.

How Does Drowsiness Affect a Motorist?

When a person gets behind the wheel, he or she should be able to fully concentrate on the road, as split-second decisions often have to be made. A driver who is sleepy or feeling the effects of fatigue is likely to experience impairment to their motor functions and cognitive skills, including:

For many people, the holidays are an opportunity to visit with friends, family, and loved ones. Ranging from dinner parties to work gatherings, the number of celebrations seem to be endless around this time of year. Depending on the occasion, alcoholic beverages may be served. For anyone who plans to drink, it is imperative to think ahead for a safe ride home. Operating a vehicle under the influence of drugs or alcohol is illegal in Illinois, and it can lead to devastating consequences, including life-threatening injuries and wrongful death. If you have been the victim of a car accident involving an intoxicated motorist, you may be entitled to financial compensation for your pain and suffering. 

Holiday Drunk Driving Statistics

For a time of year that is supposed to bring joy and happiness, tragedy can often occur. According to the U.S. Department of Transportation, over the past five years, an average of 300 people have lost their lives due to drunk driving car accidents between Christmas and New Year’s Day. Even more shocking, 781 individuals died in December of 2016 because of an intoxicated motorist. Due to the prevalence of driving under the influence of alcohol (DUI) this time of year, many police departments are likely to increase the number of officers and checkpoints on Illinois roadways.  

When a teenager receives his or her license, it is a momentous occasion in his or her life. Having the freedom to explore new places can lead to feelings of both excitement and nervousness. Although a teen driver may be eager to hit the road, it is important for him or her to remember proper driving etiquette. Driving fast or playing loud music on a car's radio may seem cool; however, the possible outcomes of these actions can be devastating. In 2016, there were 2,082 teen drivers involved in fatal motor vehicle traffic crashes. If your child has suffered a serious injury or wrongful death in a car accident, it is important to seek professional legal advice.

Teen Driving Statistics

In the United States, auto accidents are among the leading causes of teen deaths every year. Statistics show that teen drivers are twice as likely as adult drivers to be involved in a fatal auto accident. According to the National Highway Traffic Safety Administration (NHTSA), in 2016:

Traffic violations, distracted driving, and drunk driving all contribute to the growing number of car accidents that occur throughout the United States. Not mentioned enough, however, is the topic of drugged driving. Every time a drugged motorist gets behind the wheel, society could be facing a potential disaster. According to the Centers for Disease Control and Prevention (CDC), approximately 16 percent of all motor vehicle crashes are caused by drivers under the influence of drugs. Victims of a car crash caused by a drugged driver could sustain life-changing injuries that can result in pain and suffering, extensive medical bills, and loss of freedom. If you or a loved one have suffered due to an impaired driver, you may be entitled to compensation, depending on the circumstances of your case.  

Is it Legal to Drive While Under the Influence of Drugs?

Although “driving under the influence” is commonly associated with alcohol use, it can also relate to drug use. In Illinois, it is illegal to operate a motor vehicle under the influence of any intoxicating compounds that could make a person unable to drive safely. An impaired driver can receive a DUI for both legal and illegal drug use. For example, even though marijuana is legal for medicinal use in Illinois, and it will be legal for recreational use starting on January 1, 2020, a person may face DUI charges if they have more than five nanograms of THC per milliliter in their blood or 10 nanograms per milliliter in another bodily substance. Penalties such as heavy fines, prison time, and loss of one's driver’s license can result, and a person may also face civil judgments for injuries caused in an accident.

Before getting behind the wheel of a car and hitting the road, it is important to remember that not everything is in your control. Car accidents can happen to any motorist at any time, regardless of whether the driver follows the rules of the road. In 2017, more than 6.45 million car accidents occurred throughout the United States. Actions taken after a collision can help determine whether medical attention is required, who is at fault, and if legal action needs to be taken. While planning for a vehicle collision is almost impossible, understanding the process of what to do after a crash can help you make sure you can recover compensation from those who were responsible.

The Type of Collision Can Affect the Outcome

Based on the location and force of impact at the time of the accident, outcomes can differ significantly. For example, the aftermath of a rear-end collision could be drastically different from a head-on collision. Being struck from behind can result in whiplash, but colliding with another vehicle in front or being hit on the side or “T-boned” at an intersection can prove fatal in some cases.